Something Strange in Our Neighborhood

I talked with an ADT Cincinnati spokesperson about having a security system put in my home recently. Normally I wouldn’t care about having one of these systems, but I changed my mind after hearing about the rise in crime in my area. It was either that or getting a gun, and I wasn’t too keen on getting a gun and having to shoot someone. Having the system installed was fairly easy and only took an hour for the technician to set everything up.

For the first day that I had the system, I did nothing but watch the footage that was being recorded on my new security cameras. There was mostly nothing happening. (more…)

Helping the New Employees Move

I got a new job in my company, it was to help new employees in my area get used to the area and what it has to offer. I also had to help them get settled in their new homes, and get things like bank accounts at local banks. They all usually had a well known national bank so it wasn’t really a problem. I did tell many of them that ADT Cincinnati was a good company to get so that they knew that their home and belongings would be well taken care of. To have a company take care of your medical and emergency needs along with security was a great thing and I knew that many of the employees would find value in that comfort. (more…)

Visco Memory Foam Mattress Review

Visco Memory Foam Mattresses are very popular these days for their support and comfortable feel.

A visco memory foam mattress comes from the visco-elastic material designed and developed by NASA in the 1970s. This was developed in conjunction with the space program to give astronauts sufficient cushioning for their bodies in that type of environment. These material was designed more so for seating for take-off and re-entry into the earth’s atmosphere as opposed to sleeping but since its develop it has become one of the more popular materials for mattress owners.

visco memory foam mattress is developed from foam that has some very unique characteristics. The foams features include being open celled, having the ability to return back to their original shape and resilience to compression (you laying on it!). The open cells make it easy for air to fill them back up once you get off of it.

As you lie down on the reviewed visco memory foam mattress, your body heat and weight cause it to flatten but more so it conforms to your body shape. This completely supports your body and helps you retain proper posture and spinal alignment. If you have back problems this type of material is great in minimizing pain and allowing you get a good night’s sleep.

When memory foam was first used it was extremely expensive and un-economical to produce mattresses and pillows out of but over time costs to manufacture have become much lower and visco memory foam mattresses have become all the rage. Visco memory foam is now combined with various other materials to help meet the need of the consumer. Everyone wants a greats night sleep, relief from back pain or other ailments and relief from their partner’s restless movement at night. To get the best bang for your buck you are much better purchasing online but it is worth noting that you should try out the type of bed you are after at a store to know if memory foam is the right material for you. Some people don’t find memory foam mattresses comfortable or prefer something softer/harder. Try one out to know you are making the right decision.

The Research Academy

The National Alliance Research Academy—known for publishing practical learning guides based on timely surveys and solid research protocols—brings you current trends, relevant data, and valuable reference materials to support your success.

The Academy is a non-profit corporation funded entirely through publication sales and affiliation dues. Serving as the research and development branch of The National Alliance, The Academy conducts and promotes practical research on all aspects of the risk management and insurance industry and publishes its findings in studies and guides designed to provide critical data and advice for agencies, companies, and professionals focused on growth within the industry.

The Academy also assists educational institutions in their efforts to attract new people into the risk management and insurance industries through the University Associate Programs (UACRM and UACIC). These programs encourage college students to become active and engaged members of the insurance and risk management community prior to their graduation.

The Academy is very proud to have the support of the organizations that have affiliated as Research Associates. The contributions made by these companies provide assistance for Academy activities such as conducting research studies, which are ultimately of benefit to industry practitioners. We are pleased to showcase these organizations here and thank them for their continuing support.

Bettie Duff, Senior Vice President/CIC Secretary

Bettie is the quintessential representative for The National Alliance. She has been with the organization for 38 years and remembers the original portable buildings that stood on the corner of Hart Lane and North Hills Drive on what was then the northern edge of Austin, Texas. Bettie’s sparkling personality and incisive observations through the years have endeared her to members, participants, and colleagues alike.

For 13 years, Bettie has responded to your questions in her Resources column. She knows the Alliance very well, but she is quick to point out that she has help—a supportive team throughout the organization who is willing to act as a resource, providing her with accurate and prompt information to answer all your inquiries. If you would like to ask Bettie a question, you can email her by filling out this form, or write her at bduff@scic.com.

 

University Program

One of the primary goals of The National Alliance Research Academy is to introduce young professionals to the insurance and risk management industry. To assist in this effort, The Academy has worked diligently to pioneer new relationships with universities across America.

 Program Menu
  • Program Overview
  • Benefits For Professionals
  • Choose Your Courses

University Coursework Currently, The Academy offers aspiring young professionals the opportunity to use approved university insurance and risk management coursework to obtain credit toward the distinguished Certified Insurance Counselor (CIC) or Certified Risk Manager (CRM) designations.

Depending on the course, students whom successfully complete approved university coursework will receive credit for one part of either the CIC or CRM designation. Participating students are then given the opportunity to receive an additional part of the CIC or CRM by studying and using their knowledge to complete and pass a proctored exam. Upon passing the approved coursework and proctored exam, students will have achieved two parts of the corresponding designation.

At this point, participants will also obtain a uniquely different designation that The National Alliance has to offer. Depending on the coursework chosen, the participant will receive either the University Associate Certified Insurance Counselor (UACIC) or University Associate Certified Risk Manager (UACRM) designation. These two designations were created to give young professionals recognition for their hard work while also giving them a distinct advantage when entering the insurance and risk management workforce.

UACIC Conferment Ceremony Video at University of Central Arkansas

ACES—Advanced Continuing Education Series

The ACES Series—Advanced in-house education for corporate clients. Your organization can establish high levels of learning, sustain continuous improvement, and chart your company’s path to lasting employee achievement.
 Program Menu
  • Program Overview
  • Benefits For Professionals
  • Choose Your Courses

ACES is designed especially for corporate clients and delivers customized advanced insurance and risk management education at your facility, providing an unprecedented opportunity for your personnel to get concentrated technical knowledge on specific coverages and endorsements in a dynamic team-building setting.

Embed key insurance practices and strategies into the culture of your team with our guidance. Designed by industry subject matter experts, our programs and courses offer the perfect option for corporate clients looking to develop a long-term plan tailored to meet their company’s strategic goals.

  • Your team can learn from and interact with nationally recognized faculty.
  • 16-hour programs are customized to fit your corporate needs and market focus.
  • We can deliver programs from a list of offered subjects or on topics specifically requested by your team.
  • In-house topics are available at various levels of instruction from basic to advanced.

Sample Niche Markets List

  • Advanced Risk Management
  • Contractors
  • Cyber Risk
  • Executive Risk
  • Food and Beverage
  • Claims Management
  • Agency Management/Ethics
  • Financial Institutions
  • Healthcare Providers
  • Large Commercial
  • Truckers
  • Super Management
  • Life and Benefits

Sample Insurance and Risk Management Topics

  • Advanced P&C;
  • Personal LInes, Advanced
  • Commercial LInes, Advanced
  • Commercial Multilines
  • CRM Risk Management Courses
  • Advanced Risk Management Courses
  • Life and Health
  • Surety
  • Management and Sales Training

William T. Hold Seminars

William T. Hold Seminars offer specialty topics that expand and support the CISR and CSRM program curricula.
 Program Menu
  • William T. Hold Program Overview
  • William T. Hold Benefits For Professionals
  • Choose Your Courses

These seminars, named in Dr. William T. Hold’s honor, cover more than forty essential topics—personal lines, commercial lines, life and health, and risk management, plus specialty topics, such as Insuring “Toys” and Liquor Liability, and advanced topics, like EPL. These seminars:

  • provide instruction from expert insurance and risk management professionals,
  • include specific curricula, policy, and forms to meet everyday agency needs,
  • deliver technical content with practical applications and scenarios taken from cases handled by faculty,
  • act as informative resources for CISR and CSRM updates to support and expand insurance and risk management knowledge, and
  • are open to all insurance professionals.

Producer School

The Producer School—Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
 Program Menu
  • Program Overview
  • Benefits For Professionals
  • Choose Your Courses

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  • Lorem ipsum dolor sit amet, consectetur adipiscing elit

 

Dynamics Series Reviews

The Dynamics Series is renowned with agencies, companies, and carriers for its career-elevating sales techniques, sales management strategies, and motivational power.

Learn to work smart and close more accounts with Dynamics! The acclaimed Dynamics Series is notable for being one-of-a-kind in the insurance and risk management industry.

Designed and taught by leading, insurance sales professionals who are active in the industry—the series takes the sales process, sales management, and agency/company relations to a new level.

While many generic sales programs are available, Dynamics remains the only “insurance specific” sales training in the industry. The Dynamics Series is for you if you are:

  • a new Producer just beginning your sales career who wants to learn the traits of top sales performers,
  • a seasoned Producer who wants to recharge and reaffirm skills and up your game,
  • an insurance professional, claims or service representative,
  • a broker, account manager, account executive, or
  • an agency manager or owner.

As a CIC, CRM, or CPRM, you expect superior content for your updates—and all of James K. Ruble content is superior! If you are looking to drill down into a specific topic, like Cyber or Executive Risk, you will get the answers to your all your tough questions with the single-topic Specialty Seminars. If you are a generalist, the Graduate Seminars cover a mix of session subjects that are current and on trend.

MEGA Seminars have it all! They offer the best in Property and Casualty—Personal and Commercial, Life & Health, Risk Management, and Ethics. Ruble MEGA Seminars let you shape your own educational experience by giving you a selection of concurrent sessions from which to choose topics that fit your interests!

  • Need specifics? Faculty describe real-world situations they’ve encountered with their own clients and explain complex exposures and coverages step-by-step.
  • What are you looking for? Do you want to expand your business into a different industry like Large Commercial or Food & Beverage?
  • Or are you looking to update your knowledge with the latest changes in the industry in which you specialize? Rubles are designed to give you access to the most topical and in-depth subjects available!
  • Do you need to up your profile and resources? Rubles provide networking forums for an exchange of ideas between peers and industry experts.
PROFocus Series—build your professional specialty with industry-specific and advanced coverage seminars.
  • PROFocus Series Seminars deliver high-level professional development for Industry, Insurance, and Risk Management Practitioners. These specialty and advanced coverage seminars are designed to build your industry-specific business and increase your income. Tap into the essentials with a laser-like precision and get answers to your most challenging insurance and risk management questions.
  • Contractors, Legal Concepts, Food & Beverage, Large Commercial, Advanced Risk—these are just a few of the many Specialty Seminars available with PROFocus
  • Innovate with new approaches, increase revenue with marketplace trends, and meet the needs of your unique commercial clients
  • Based on the renowned James K. Ruble Seminars and taught by an all-star faculty—experience a superior level of content
  • Open to all interested professionals and dues-paid designees are eligible for update credit

Introductory Series

“This series is designed to simplify complex insurance concepts. It helped me comprehend areas of coverage I found cloudy. Before you take your first CIC course, use it to review!” —Lauren M. McNamee, Seubert & Associates
 Program Menu
  • Program Overview
  • Benefits For Professionals
  • Choose Your Courses
Be where learning thrives with professional development that inspires results! Follow The National Alliance’s proven road map and maximize your learning experience. Take the first step on your insurance education journey with the Introductory Series. These self-paced online courses give you the direction you need to jump start your insurance education, strengthen your knowledge of basic coverages, and increase overall performance.

  • Ready yourself for a career in insurance with preparatory courses that improve achievement and lay a foundation for your future
  • Support your own learning style and set your own pace with access to online courses 24 hours a day
  • Cultivate results-oriented learning and take your time with 60 days to complete a course—fits your schedule!

 

CIC Program Overview

Why CIC? Impact. Credibility. Respect. The CIC Program began in 1969, and it’s still growing! Continuously reviewed, updated, and expanded, the curriculum can be personalized to fit the professional needs of CIC members and participants.

The CIC Program is the essential tool for agency and company personnel who want to sharpen their skills. It allows insurance professionals to dig deeper into P&C exposures, exclusions, and coverages. If you:

  • are a licensed agent, broker, underwriter, adjuster, or solicitor,
  • are an owner, producer, account manager or executive,
  • have at least two years of full-time experience as an insurance professional, or as a risk management practitioner,
  • have taken a course through the UACIC Program, or
  • have served as a full-time insurance faculty member at an accredited college or university,
  • you’ll benefit from attending CIC courses, opening the door to the most respected Property & Casualty education anywhere. Courses include a variety of options to meet your professional goals, such as risk management, commercial multilines, and insurance company operations.

    Earning the CIC designation shows you’re committed to your clients, your organization, and your career.

Risk Managers don’t leave anything to chance! Participate in the program that gives you a dependable advantage in the demanding field of risk management—the CRM Program.

Risk management is one of the many responsibilities of a variety of professionals, including accountants, attorneys, financial and insurance professionals, and specialists in loss control. If you are one of these practitioners, you may be ready to take courses or pursue your CRM designation. If you:

    • are a risk manager, financial or insurance professional, licensed agent, broker, accountant, or solicitor,
    • have at least two years of full-time experience in the insurance industry or in risk management,
    • have taken a CRM course through the UACRM program, or
    • have served as a full-time risk management or insurance faculty member at an accredited college or university,

you’ll benefit from attending CRM courses—gaining expertise and credibility with your organization and in the risk management community.

Earning the CRM designation demonstrates your expertise and shows that you are a part of an international network of respected and dedicated risk management professionals.

Prove you’re a pro—earn the designation that matters—CSRM. Schools require professionals who know how to identify today’s risks and plan for tomorrow’s challenges!

The CSRM Program is for risk managers, administrators, and staff in K-12 and post-secondary educational institutions and for agency and company personnel. If you are considering expanding your skills, you may be ready to take courses or pursue the CSRM designation. If you:

    • are a Finance or Operations Officer, Risk Manager, Workers’ Compensation Coordinator,
    • are employed by a school district as a Risk and Business Manager, or an Employee Benefits or Safety Coordinator,
    • are a licensed agent, account manager, underwriter, broker, adjuster, or solicitor,
    • have at least two years of full-time experience in the insurance industry or in risk management, or
    • have served as a full-time insurance faculty member at an accredited college or university,

you can focus in on CSRM courses and build your knowledge of the unique needs and exposures in the educational sector and increase your marketability!

Earning the CSRM designation demonstrates that you understand your school’s safety and risk requirements and can identify the different types of risk the students, faculty, staff and ultimately, the community are exposed to everyday.

The high net worth niche is lucrative and growing. Develop the skills you need to keep up with the world’s movers and shakers in this fascinating area of insurance and risk management. How? With CPRM!

What makes the CPRM Program so unique? The program was developed by The National Alliance in concert with the Council for Insuring Private Clients (CIPC). The quality curriculum furnishes just the right combination of risk management, technical information, and account development.

The CPRM Program will help you flourish in this extraordinary market segment. The courses are designed especially for agency and company personnel who want to work in high net worth, personal lines risk management. Whether you are beginning your career, or you are a seasoned professional seeking a significant change, this program is intended for you. If you:

    • are an agency owner, account manager or executive, producer, licensed agent, broker, adjuster, or solicitor,
    • are a risk manager, underwriter, financial or insurance professional,
    • have at least two or more years of full-time experience in the personal insurance industry, or in personal risk management,
    • have—at a minimum—a full understanding of standard personal lines insurance exposures and coverages,

you can begin to transform your career with CPRM. This first-of-its-kind high-level program is supported by top carriers from across the nation.

Set your sights high—earning the CPRM designation signifies that you can identify the particular exposures and meet the unique needs of your affluent and high net worth clientele.

Today’s organizations live and die by their customer service—so be great at what you do! If you are thinking about expanding your skills, only one program should be on your radar—CISR.

Why? CISR courses are known for preparing front-line professionals to analyze risks, policies, forms, and claims data and communicate that understanding clearly to their clients, carriers, and colleagues. There are no prerequisites for taking courses or enrolling in the CISR Program. But if you:

    • are an employee of an agency, insurance company, or insurance-related business,
    • are an agent, account manager or executive, customer service representative, agency or company manager, or
    • are a new representative or agent,

you’ll benefit from attending CISR courses which set the standard for training in technical expertise, productivity, responsibilities, and client relationships.

Earning the CISR designation is tangible proof of your commitment to a superior level of customer service—for your clients, as well as for your organization.

Worldwide Brands Discount Coupon $30 Off Informaiton & Reviews

It is not an easy job to start your own home-based business especially when it deals with selling products online. When I started my eBay ventures, I got scammed by fake wholesale companies that appear to be a middle man and my small home based business got rejected by many big snobby companies as I could not order more than $,10,000 worth with a product instantly. I had to go through a lot before I was able to discover the solution of finding reliable dropship and wholesale directory in the form of Worldwide Brands. In this article, I will present the worldwide Brand review to bring out all of its positive and negative points. I hope it will be helpful for new entrepreneurs.And if you want to join worldwide,you can use coupon to save money.The price of the worldwide brands membership is $299,I found a discount coupon that can save you $30,so the price is $299-$30=$269.You can find the coupon details below.That’s really not bad!!!

Before you join the worldwide brands,The first question would be that is worldwide brands membership is really reputable?Ok.Let’s check the stat on the website of http://www.bbb.org.

Here I attached a picture of the stat.

The worldwide brands score is A+.So,there is no doubt that worldwide brands is a good Company.You can check it yourself here:http://www.bbb.org/central-florida/business-reviews/business-opportunity-companies/worldwide-brands-in-maitland-fl-24000594

Worldwide Brands has more than 9000 suppliers and more than 8,000,000 products listed and they keep on adding new ones every day to prove that they are the largest wholesale dropshipping directory online. All suppliers in its directory are Factory Authorized wholesaler (FAW), this mean you can get real wholesale price from real wholesale suppliers to sell products online to earn decent income for yourself.

Besides that they have a great researching tool to help you find

products and sort suppliers by volume in your niche easily such as Large Volume Wholesalers, Drop ship wholesalers and Light Bulk Wholesalers etc. You can run your business with complete confidence and faith without fearing that you could be scammed by an overseas con artist as Worldwide Brands has inspected each supplier in its directory listing. List of pre-qualified, legitimate wholesalers put Worldwide Brands in a league of its own as there is hardly anyone to compete it in drop shipping industry.

Now let’s talk about the flaws I have found observed in it. There is no doubt about the fact that it is one of the biggest wholesale dropshipping directory but it would not be wrong if I would say it is the most expensive one as well. Many other wholesale dropshipping directories such as Doba and SaleHoo are a lot cheaper than Worldwide Brands. Thus, if you are new to e-commerce business and you don’t have a lot of money to invest; it may not work for you. Secondly, they have a very lengthy procedure to get your business registered especially when you are a home-based business as they do a lot of verification and background checks which is not always comfortable when you want to get started quickly.

Overall, It is a great legitimate wholesale dropshipping directory having all the tools and training to make your business successful. It offers lifetime membership without any monthly fee which can help you to save money in a long run.

Worldwide brands is a best wholesale dropshipping directory having a huge list of legitimate wholesale suppliers. You can check out Worldwide brands Review to find out more about it and to get a discount.

ABBYY FineReader Review

ABBYY FineReader 12 Professional is a comprehensive OCR software package that replicates your PDFs, electronically generated documents and images, while making the text readable. It can also re-create your files so they can be accessed by the applications you routinely use.

ABBYY FineReader 12 OCR software comes in two different editions: professional and corporate. The corporate edition includes a few additional features and is designed to be installed on a server for access by a set number of users. The professional edition is priced per user and is designed for desktop installation. We chose the professional edition for my testing and review.

PROS / FineReader Professional replicates typical flyers and brochures flawlessly.

CONS / Various processes create different windows, which can be confusing.

VERDICT / Once you learn the different module functions, FineReader does an excellent job on nearly all optical character recognition functions.

FineReader Professional OCR software language capability is also impressive. In addition to recognizing 190 languages, it has dictionary and spell-checking support for 48 languages, and the interface can be activated in any one of 24 languages. FineReader scored higher than even the best OCR software in my review with regard to each of these capabilities.

The best features of ABBYY’s FineReader 12 Professional OCR software include almost 100 percent accuracy in its OCR and true-to-the-original document replication. In my test samples, it read most of the documents ─ even those with a very low resolution.

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My Doctor Told Me to Lose Weight

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